SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* Wilbur Norman G (Last) (First) (Middle) 1810 LANCASTER GATE (Street) ALLEN TX 75013 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X Director 10% Owner Officer (give title below) Other (specify below)
	3. Date of Earliest Transaction (Month/Day/Year) 12/05/2008
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/06/2009		J(1)	V	175	A	$1.5	3,676	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Director Stock Option (right to buy)	$3.02(2)	11/01/2004		A		1,276(2)		11/01/2005	11/01/2009	Class A Common Stock	1,276(2)	$3.02(2)	1,276(2)	D
Director Stock Option (right to buy)	$2.58(3)	11/01/2005		A		1,216(3)		11/01/2006	11/01/2010	Class A Common Stock	1,216(3)	$2.58(3)	1,216(3)	D
Director Stock Option (right to buy)	$4.59(4)	12/07/2006		A		1,158(4)		12/07/2007	12/07/2016	Class A Common Stock	1,158(4)	$4.59(4)	1,158(4)	D
Director Stock Option (right to buy)	$3.4(5)	12/07/2007		A		1,103(5)		12/07/2008	12/07/2017	Class A Common Stock	1,103(5)	$3.4(5)	1,103(5)	D
Director Stock Option (right to buy)	$3.67(6)	03/31/2008		A		2,625(6)		06/30/2008(6)	03/31/2018	Class A Common Stock	2,625(6)	$3.67(6)	2,625(6)	D
Director Stock Option (right to buy)	$1.43(7)	12/05/2008		A		5,250(7)		03/31/2009(7)	12/05/2018	Class A Common Stock	5,250(7)	$1.43(7)	5,250(7)	D
Director Stock Option (right to buy)	$1.34(8)	12/07/2008		A		1,050(8)		03/31/2009(8)	12/07/2018	Class A Common Stock	1,050(8)	$1.34(8)	1,050(8)	D
Director Stock Option (right to buy)	$1.96	05/15/2009		A		1,000(9)		09/30/2009(9)	05/15/2019	Class A Common Stock	1,000(9)	$1.96	1,000(9)	D

Explanation of Responses:

1. Received pursuant to a 5% stock dividend paid on February 6, 2009.

2. This option was originally reported as covering 1,000 shares of Class A Common Stock under 2000 Director Stock Option Plan at an exercise price of $3.85 per share, but adjusted to reflect 5% stock dividends paid on February 7, 2005, February 17, 2006, February 9, 2007, February 8, 2008, and February 6, 2009.

3. This option was originally reported as covering 1,000 shares of Class A Common Stock under 2000 Director Stock Option Plan at an exercise price of $3.13 per share, but adjusted to reflect 5% stock dividends paid on February 17, 2006, February 9, 2007, February 8, 2008, and February 6, 2009.

4. This option was originally reported as covering 1,000 shares of Class A Common Stock under 2006 Director Stock Option Plan at an exercise price of $5.31 per share, but adjusted to reflect 5% stock dividends paid on February 9, 2007, February 8, 2008, and February 6, 2009.

5. This option was originally reported as covering 1,000 shares of Class A Common Stock under 2006 Director Stock Option Plan at an exercise price of $3.75 per share, but adjusted to reflect 5% stock dividends paid on February 8, 2008 and February 6, 2009.

6. This option was originally reported as covering 2,500 shares of Class A Common Stock at an exercise price of $3.85 per share, but adjusted to reflect a 5% stock dividend paid on February 6, 2009. This option vests in four equal installments of Class A Common Stock, beginning on June 30, 2008, until such shares are fully vested.

7. This option was granted on December 5, 2008 for 5,000 shares of Class A Common Stock at an exercise price of $1.50 per share, but adjusted to reflect a 5% stock dividend paid on February 6, 2009. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 31, 2009, until such shares are fully vested.

8. This option was granted on December 7, 2008 for 1,000 shares of Class A Common Stock at an exercise price of $1.41 per share, but adjusted to reflect a 5% stock dividend paid on February 6, 2009. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 31, 2009, until such shares are fully vested.

9. This option was granted on May 15, 2009 for 1,000 shares of Class A Common Stock at an exercise price of $1.96 per share. This option vests in four equal installments of Class A Common Stock, beginning on September 30, 2009, until such shares are fully vested.

	/s/ Norman Gilbert Wilbur	06/01/2009
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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